Murdiono, A., Fadia Zen, Subagyo and Deni Bagas Pradana 2026. Financial Information Rating System (Firms) As A Risk-Based Financial Allocation Model For Cooperative And MSMEs Financial Mitigation. International Journal of Business and Quality Research. 4, 03 (Jul. 2026), 362-371. DOI:https://doi.org/10.63922/ijbqr.v4i03.5234.