[1]
Ditasari, R.A. and Eko Saputro, A. 2026. The Effect of Non-Performing Loans, Return on Assets, and Operating Expenses to Operating Income on Financial Distress: An Analysis Using the Zmijewski (X-Score) Method. International Journal of Business and Quality Research. 4, 03 (Aug. 2026), 910-926. DOI:https://doi.org/10.63922/ijbqr.v4i03.5804.