Lilis Sampa, Syamsu Rijal, Hikmayani Subur, Marhawati Najib and Nurjannah 2026. The Effect Of Financial Planning, Spending Habits, And Sources Of Income On Personal Financial Stability Through Self-Control As A Mediating Variable Among Students In The Faculty Of Economics And Business At The State University Of Makassar. International Journal of Business and Quality Research. 4, 03 (Aug. 2026), 962-981. DOI:https://doi.org/10.63922/ijbqr.v4i03.5820.