Analysis of the Influence of Entrepreneurship Education and Financial Literacy on the Entrepreneurial Interest of Universitas Negeri Makassar
Keywords:
Entrepreneurship Education, Financial Literacy, Interest in Entrepreneurship
Abstract
This study investigates the impact of entrepreneurship education and financial literacy on students' entrepreneurial intentions at Makassar State University. The study highlights the importance of external factors, such as family support and economic conditions, in addition to education and literacy, in shaping students' entrepreneurial motivation. Conducted from January to March 2026, the study employed a qualitative approach, collecting data through in-depth interviews, observation, and documentation. The study's findings revealed that although students generally exhibited a high level of interest in entrepreneurship, particularly those with direct experience in small businesses, there remains a significant need to improve financial literacy, particularly in areas such as debt management and investment. The study's conclusions suggest that both entrepreneurship education and financial literacy play a significant role in fostering students' entrepreneurial intentions. However, the current level of financial literacy among students requires improvement to better prepare them for future entrepreneurial endeavors.
References
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Wijaya, E. Y., Sudjimat, D. A., & Nyoto, A. (2016, September). Transformasi pendidikan abad 21 sebagai tuntutan pengembangan sumber daya manusia di era global. In Prosiding Seminar Nasional Pendidikan Matematika (Vol. 1, No. 26, pp. 263-278).
Zakiah, T. R. (2021). Pengaruh Sikap Keuangan dan Literasi Keuangan terhadap Perilaku Keuangan pada Anggota Ghoib Community di Kabupaten Bandung Barat. Jurnal Riset Manajemen Dan Bisnis, 42-50. https://doi.org/10.29313/jrmb.v1i1.165
Ariyanti, A. (2018). Pengaruh motivasi dan mental berwirausaha terhadap minat berwirausaha mahasiswa. Jurnal Pengembangan Wiraswasta, 20(2), 95. http://ejurnal.stieipwija.ac.id/index.php/jpw
Devita, R., Emil, M., Azima, K., & Rasdi, R. (2024). Analisis Potensi Kewirausahaan Mahasiswa Universitas Batanghari. Jurnal Ilmiah Universitas Batanghari Jambi, 24(2), 1856-1863.
Dewi, S. R. (2023). Upgrading Tata Kelola Keuangan Bagi UMKM Terintegrasi Dengan Financial Digital. Jurnal Pengabdian Masyarakat, 4(1), 135-147. https://doi.org/10.32815/jpm.v4i1.1144
Floris, M., & Pillitu, D. (2019). Improving entrepreneurship education in primary schools: a pioneer project. International Journal of Educational Management, 33(6), 1148–1169. https://doi.org/10.1108/IJEM-09-2018-0283
Latifiana, D. (2017). Studi literasi keuangan pengelola usaha kecil menengah (UKM). In Seminar Nasional Pendidikan Ekonomi Dan Bisnis 2017. Sebelas Maret University.
Lusardi, A., & Mitchell, O. S. (2007). Baby Boomer retirement security: The roles of planning, financial literacy, and housing wealth. Journal of Monetary Economics, 54, 205-224.
Mawson, S., Casulli, L., & Simmons, E. L. (2023). A competence development approach for entrepreneurial mindset in entrepreneurship education. Entrepreneurship Education and Pedagogy, 6(3), 481–501. https://doi.org/10.1177/25151274221143146
Napitupulu, J. H., Ellyawati, N., & Astuti, R. F. (2021). Pengaruh literasi keuangan dan sikap keuangan terhadap perilaku pengelolaan keuangan mahasiswa Kota Samarinda. Jurnal Pendidikan Ekonomi (JUPE), 9(3), 138-144.
Nowiński, W., Haddoud, M. Y., Lančarič, D., Egerová, D., & Czeglédi, C. (2019). The impact of entrepreneurship education, entrepreneurial self-efficacy and gender on entrepreneurial intentions of university students in the Visegrad countries. Studies in Higher Education, 44(2), 361–379. https://doi.org/10.1080/03075079.2017.1365359
Rochmah, S. N., Hanipah, I., & Sofiana, N. (2022). Kegiatan Market Day Untuk Mengenalkan Literasi Keuangan Anak Usia Dini. JESA-Jurnal Edukasi Sebelas April, 6(2), 145-151. https://ejournal.unsap.ac.id/index.php/jesa
Rukmana, A. Y., Harto, B., & Gunawan, H. (2021). Analisis analisis urgensi kewirausahaan berbasis teknologi (technopreneurship) dan peranan society 5.0 dalam perspektif ilmu pendidikan kewirausahaan. JSMA (Jurnal Sains Manajemen dan Akuntansi), 13(1), 8-23.
Sabri, M.F. (2010). Pathways To Finansial Success: Determinants Of Finansial Literacy And Financial. Diakses tanggal 12 Agustus 2017.
Samwel Mwasalwiba, E. (2010). Entrepreneurship education: a review of its objectives, teaching methods, and impact indicators. Education+ Training, 52(1), 20–47. https://doi.org/10.1108/00400911011017663
Sari, N., Saleh, Y. S., Akib, H., Awaru, A. O. T., & Mukhtar, A. A. N. (2022). Pengembangan Minat Kewirausahaan Melalui Pembelajaran di Perguruan Tinggi. Aksiologi: Jurnal Pendidikan dan Ilmu Sosial, 94-102. https://doi.org/10.47134/aksiologi.v2i2.89
Siagian, S. (2023). Penyuluhan Motivasi Entrepeneurship Bagi Peserta Didik di LPK Nurma Kabupaten Langkat, Sumatera Utara. Jurnal Pemberdayaan Masyarakat, 1(1), 27-33.
Thaha, S. (2021). Pentingnya Financial Literacy dalam Tata Kelola Keuangan Pribadi (Suatu Studi Pustaka). Jurnal Edueco, 4(1), 57-73. https://doi.org/10.36277/edueco.v4i1.79
Wang, B. (2022). Exploration of the path of innovation and entrepreneurship education for college students from the perspective of mental health education. Journal of Healthcare Engineering, 2022. https://doi.org/10.1155/2022/2659160
Wardana, L. W., Narmaditya, B. S., Wibowo, A., Mahendra, A. M., Wibowo, N. A., Harwida, G., & Rohman, A. N. (2020). The impact of entrepreneurship education and students’ entrepreneurial mindset: the mediating role of attitude and self-efficacy. Heliyon, 6(9), e04922. https://doi.org/10.1016/j.heliyon.2020.e04922
Wijaya, E. Y., Sudjimat, D. A., & Nyoto, A. (2016, September). Transformasi pendidikan abad 21 sebagai tuntutan pengembangan sumber daya manusia di era global. In Prosiding Seminar Nasional Pendidikan Matematika (Vol. 1, No. 26, pp. 263-278).
Zakiah, T. R. (2021). Pengaruh Sikap Keuangan dan Literasi Keuangan terhadap Perilaku Keuangan pada Anggota Ghoib Community di Kabupaten Bandung Barat. Jurnal Riset Manajemen Dan Bisnis, 42-50. https://doi.org/10.29313/jrmb.v1i1.165
Published
2026-06-07
How to Cite
Putrawan, M. R., & S., R. (2026). Analysis of the Influence of Entrepreneurship Education and Financial Literacy on the Entrepreneurial Interest of Universitas Negeri Makassar. International Journal of Economics, Business and Innovation Research, 5(04), 435-442. https://doi.org/10.63922/ijebir.v5i04.4102
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