The Influence of Access to Financing and Financial Management on MSME Sustainability in Sukowinangun Urban Village, Magetan, in 2022

Mustika Indah Islami Andini; Abu Darim; Syamsul Arifin; Nuryadi Nuryadi

doi:10.63922/ijebir.v5i06.6809

Mustika Indah Islami Andini Program Studi Akuntansi, Sekolah Tinggi Ilmu Ekonomi Pemuda Surabaya
Abu Darim Program Studi Akuntansi, Sekolah Tinggi Ilmu Ekonomi Pemuda Surabaya
Syamsul Arifin Program Studi Akuntansi, Sekolah Tinggi Ilmu Ekonomi Pemuda Surabaya
Nuryadi Nuryadi Program Studi Akuntansi, Sekolah Tinggi Ilmu Ekonomi Pemuda Surabaya

DOI: https://doi.org/10.63922/ijebir.v5i06.6809

Keywords: Access To Finance, Financial Management, MSME Sustainability

Abstract

This study aims to analyze the influence of access to finance and financial management on the sustainability of Micro, Small, and Medium Enterprises (MSMEs) in Sukowinangun Urban Village, Magetan. The study used a quantitative approach and collected primary data through questionnaires administered to MSME owners. Based on the results reported in Chapter IV, 30 respondents were used in the analysis. Data were analyzed using SPSS through validity, reliability, normality, multiple linear regression, t-test, F-test, and coefficient of determination. The results show that access to finance has a positive but statistically insignificant effect on MSME sustainability, with a regression coefficient of 0.282 and a significance value of 0.316. Financial management has a positive and significant effect, with a regression coefficient of 0.632 and a significance value of 0.022. Simultaneously, access to finance and financial management significantly affect MSME sustainability, as indicated by an F-value of 29.260 and a significance value of 0.000. The reported standardized beta coefficients are 0.250 for access to finance and 0.595 for financial management.

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