[1]
Yovanda, C.K. and Sishadiyati 2026. Analysis of the Effect of Return on Assets and Reserve Requirements on Non Performing Loans through Capital Adequacy Ratio as an Intervening Variable in Conventional Commercial Banks in Indonesia. International Journal of Economics, Business and Innovation Research. 5, 04 (Jul. 2026), 4568-4580. DOI:https://doi.org/10.63922/ijebir.v5i04.3846.