Setiani, S.A., Ahmad, G.N. and Widyastuti, U. 2026. Financial Knowledge and Financial Behavior as Determinants of Financial Satisfaction Among Indonesian Civil Servants: The Mediating Role of Financial Self-Efficacy and the Moderating Role of Tenure. International Journal of Economics, Business and Innovation Research. 5, 04 (Jul. 2026), 3368-3382. DOI:https://doi.org/10.63922/ijebir.v5i04.5072.