Satria Gunawan, Liona Efrina S and Eka Julianti Efris Saputri 2026. Si Apik Application Implementation In Improving Sak Emkm-Based Financial Report Quality Among Members Of The Sahabat Berdikari Mandiri (Sbm) Msme Association In Jambi: A Conceptual Framework. International Journal of Economics, Business and Innovation Research. 5, 06 (Nov. 2026), 3003-3014. DOI:https://doi.org/10.63922/ijebir.v5i06.7146.