Febrianti, A., M. Rimawan, & Nafisah Nurulrahmatia. (2026). Analysis of the Effect of Loan to Deposit Ratio and Non-Performing Loan on Profit Growth at PT Bank Tabungan Negara Tbk. International Journal of Economics, Business and Innovation Research, 5(04), 746-762. https://doi.org/10.63922/ijebir.v5i04.4115