Apriani Simatupang, & Veny Anindya Puspitasari. (2024). The influence of Capital Adequacy Ratio, Third-Party Funds, Operating Cost to Operating Income Ratio, Loan-to-Deposit Ratio, Non-Performing Loans, and fintech adoption on bank performance. International Journal of Economics, Business and Innovation Research, 3(01), 225-243. https://doi.org/10.63922/ijebir.v3i01.609