Luthfia Ayu Karina, Yogi Aris Vara Wisnu Wardhana, and Gusti Nurul Kamaliah. 2026. “Model Sensitivity in Early Warning Systems: Evidence from Conventional and Islamic Insurance in Indonesia”. International Journal of Economics, Business and Innovation Research 5 (04), 59-76. https://doi.org/10.63922/ijebir.v5i04.3592.