[1]
S. Septiani, I. S. Lesmana, and Y. Yuliah, “The Effect Of Return On Assets (ROA), Return On Equity (ROE), And Non-Performing Financing (NPF) On The Capital Adequacy Ratio (CAR) At Sharia Commercial Banks 2021–2025”, IJEBIR, vol. 5, no. 06, pp. 1488-1501, Oct. 2026.