Muhammad Angga Pramodita, and Dr Muhammad Syuib, M.EI. “Effective Innovation Digitalize Keuangan Melalui Sistem Pembayaran Non-Tunai Esaku Di Pondok Pesantren Darulluggah Wal Karomah”. International Journal of Economics, Business and Innovation Research 5, no. 04 (June 17, 2026): 1316-1334. Accessed November 4, 2026. https://e-journal.citakonsultindo.or.id/index.php/IJEBIR/article/view/3540.