Abdi Zunair Gobel, Mohamad Agus Salim Monoarfa, and Idham Masri Ishak. “The Role of Non-Performing Loans in Moderating the Relationship Between Asset Quality and Liquidity on Banking Profitability”. International Journal of Economics, Business and Innovation Research 5, no. 03 (May 21, 2026): 2436-2460. Accessed November 4, 2026. https://e-journal.citakonsultindo.or.id/index.php/IJEBIR/article/view/3741.