Febrianti, Astia, M. Rimawan, and Nafisah Nurulrahmatia. “Analysis of the Effect of Loan to Deposit Ratio and Non-Performing Loan on Profit Growth at PT Bank Tabungan Negara Tbk”. International Journal of Economics, Business and Innovation Research 5, no. 04 (June 10, 2026): 746-762. Accessed November 4, 2026. https://e-journal.citakonsultindo.or.id/index.php/IJEBIR/article/view/4115.