Sianturi, A., Permadi, M. A., Hidayat, R., Sari, R., Saftiana, Y., & Isnurhadi. (2026). Strengthening Financial Resilience Through Risk Management: A Systematic Literature Review of Financial Risk Assessment, Mitigation, and Decision-Making Approaches. International Journal of Education, Vocational and Social Science , 5(04), 282-304. https://doi.org/10.63922/ijevss.v5i04.6424